Accident or Intention: Protect Your Family from Accident Fraud

Car accident lawyers can help if your family falls victim to a case of accident fraud. Getting involved in a crash is always stressful, but many people don’t realize that collisions are often intentional. Scammers look to make claims against your automobile insurance company or their own for fake car damage and injuries. Organized crime rings are even involved in accident fraud.

Types of Fraudulent Accidents

Some types of accidents are commonly staged for the purpose of fraud. If you become familiar with the sneaky strategies used by scammers, you are better equipped to avoid falling victim to them. The following are a few examples of common collision scams:

  • A motorist suddenly pulls in front of your vehicle and slams on the brakes, causing an unavoidable rear-end collision. In this type of case, passengers are often in the suspect vehicle. They pretend to have suffered whiplash injuries such as neck and back pain.
  • If you are in the outside lane of a dual left-turn lane, a scammer might deliberately ram you. There may be fake witnesses, as well, to back up the fraud’s story.
  • As you attempt to merge into traffic, a person may slow down as though to wave you in and then crash into your vehicle once you move ahead.

An additional method for making the most of a fake collision is that the scammer will stage nearby helpers, to direct you toward a specific body shop, medical clinic, or lawyer.

What to do if you Suspect an Accident is Fraudulent

Facts are your best protection against liability associated with a fraudulent collision. In any accident, take photographs from all angles of involved vehicles, and give special attention to the damage. Include photos of the license plate as well as pictures of the driver and any of his or her passengers. Jot down detailed notes about everything pertaining to the crash. In addition, get the following information about the other motorist and, where applicable, the passengers:

  • Auto insurance details
  • Vehicle registration information
  • Driver’s license number
  • Name, address, and phone number
  • General height, weight, and ethnicity of the driver and passengers in the other vehicle

If you suspect that you have been involved in a staged collision, call the police and contact qualified car accident lawyers. Report the same information to your auto insurance company.

How to Avoid Accident Fraud

Remain alert, drive cautiously, and be prepared when you drive, to avoid accident fraud. Always have a camera, pen, and paper handy so that you can take photographs and write notes at the scene of an accident. You may be at higher risk than other drivers. The following are risk factors for being targeted for accident fraud:

  • If you drive a work vehicle, including an 18-wheeler. Payouts involving these types of vehicles tend to be more generous.
  • If your car is a new or luxury vehicle. These types of automobiles usually have higher insurance limits.
  • If you are a woman or an older adult. Scam artists may consider these drivers easier intimidation targets.

There are many potential negative consequences for victims of accident fraud. You could end up being required to pay for damages you aren’t responsible for. There are inconveniences that can take up a lot of your time. Your insurance premiums could go up. Worst of all, you could suffer trauma or injury. Fatalities are sometimes involved, as well. For these reasons and more, don’t hesitate to contact car accident lawyers, if you’ve been in an accident possibly involving accident fraud.

For the Children: Is Vaping A Safer Alternative When You Have Children?

The Vaping safety debate has been raging in the UK in the past few years as the big tobacco companies start to panic about the popularity of e-cigarettes. With e-cigarettes addressing the dangers associated with tobacco, and reducing them significantly, making the switch can be the best decision you make for the health of your family.

A 2015 expert review from Public Health England estimated e-cigs are 95% less harmful than cigarettes for the consumer. But what is the holistic effect of giving up the cigarettes and switching to vaping?

We break it down for you to highlight the safety benefits of switching to vaping, especially when you have kids around the house.

Passive Smoking Cigarette Smoke vs Water Vapour

The main danger for children who live with smokers is passive smoking. Cigarette tobacco contains a mixture of over 4000 irritants, toxins and chemicals and most of these are released into the air around you when you smoke cigarettes.

For children of parents who vape, the risks associated with vaping are much lower. A negligible amount of nicotine is released into the environment as vapour is released in a controlled fashion. In the UK, there are no plans to ban vaping inside public places.

Accidental Consumption

If your children are young, your main concern will probably be tiny sticky fingers that seem to want to put everything into their ever tasting little mouths. With tobacco you must consider not only storage of the tobacco, papers, pipe, filters etc but also disposing of the cigarette ash and butts afterwards where your children are unable to reach them.

With vaping you have only a main unit and chosen liquids. While these should always be kept out of reach of your children and pets, it is much easier to keep everything neat and tidy and contained. E-liquid in the UK can be bought both online and in the high street.

There is also no need for lighters or matches with e-cigarettes, so there is no danger of your kids accidentally burning down the house!

A Cleaner Environment

No spilt ash trays, white ceilings that stay white, no nicotine stained furniture and much cleaner air – what an improvement to your families living environment! Vaping totally removes the dangers and pitfalls associated with tobacco, delivering a clean and measured dosage to the consumer.

Your family hated sharing your tobacco smoke with you, anyway!

Vaping releases water vapour, not smoke, which is sweet smelling – much like household air fresheners. The smell does not stick to clothes or stain fabrics and walls.

Overall, the biggest danger to our kids from vaping is to glamorise and make consumption of nicotine fashionable to developing minds and bodies. It’s important, especially with older children, to keep an open line of communication and educating them on the addictive nature of nicotine and your reasoning for switching to vaping, most children of ex-smokers report that they are just happy that they no longer have to deal with tobacco smoke, stains, stench or ash anymore!

Pitch-In for Fitness with an Outdoor Sports Pitch

Playing in the neighbor’s yard or community park are common past times for kids of the 20th century. But this is now a rarity for kids today – especially those who are hooked on their gadgets. Given the importance of fitness in one’s overall well-being, everyone should be encouraged to participate in outdoor physical activities and sports. One way to do this is to provide kids with facilities like an outdoor sports pitch or playground.

Sports facilities in the school and community provide kids with a venue to explore different physical activities. This helps promote physical, mental, and social wellness in the community. However, not all communities have ample sports facilities to service the needs of their residents. This makes it harder to encourage people to get into sports. If you have extra space in your property then you may want to consider having your own outdoor sports pitch. This can be your contribution to sports and fitness in the community. You can also make money out of it by renting out the facilities for private events.

The usual concern in building or installing an outdoor pitch is limited space and budget. But this can be solved by installing MUGA or Multi-Use Games Areas instead. According to FIBA rules a basketball court should measure exactly 28m x 15m while a tennis court would require space of about 23.77m x 10.97m. This means you will need a minimum of around 54m x 27m of space for both pitches. On the other hand a MUGA would only require around 37m x 18.5m and you can already play basketball, tennis, and netball in it. Aside from saving on space, MUGA also saves on the cost of building and maintaining multiple pitches.

All Purpose Outdoor MUGA Court Surfacing

It would be great to have your own outdoor sports pitch. Aside from having free use of the facility anytime you want, you are also taking part in community building by encouraging kids to engage in sports and fitness activity. But if this is not possible, then you can simply involve your kids in sports activities in school and the community.

Gentle Washing With Beko Aquawave Technology

In this modern age when technology has paved the way for innovations that make life more convenient, many Filipinos still opt to wash their clothes the old way – with Lola’s trusted bar soap and a big batya.  Those who do use a washing machine still prefer to handwash some of their clothes especially the delicates.  Why? This is because some washing machines ruin our clothes even if we use the most delicate setting. Well, here’s something new in the market that promises to provide the most gentle wash and ensures that our clothes wouldn’t be ruined. Read on to find out more about Beko Aquawave Technology.

 

PRESS RELEASE

Beko washing machines protects clothes better with Aquawave™ Technology

Manila, Philippines—August 18. 2017.No matter how hard we try, keeping our clothes looking new is always a challenge. Regular wear and tear and the constant washing take a toll on the color and fabric, making our best clothes old-looking, its colors faded and at times, the stitching frayed.

Often, we blame it on the detergent or the way our clothes are handled when washed. However, what we may not know is that the washing machine we use may be one of the reasons our clothes age quickly.

With this, Beko, one of Europe’s most popular appliance brand, brings innovative laundry solutions with its advanced line of washing machines. Its innovative Aquawave™ Technology provide gentle yet effective washing conditions for all garments, making them last longer.

This breakthrough technology is inspired by nature as it replicates the gentle and effective power motion of waves that protect your clothes from wearing out.

The specially designed drum pattern gently carries the laundry away like a wave from the drum. Thus, garments move smoothly around the washing machine. Paddles with wave form also contribute to the gentle care of your laundry. Finally, the curve on the door glass provides more mixing effect by helping the laundry to move more easily. Thus, the need for energy is reduced.

“We understand how important it is for people to preserve their clothes. As a leading brand of home and lifestyle improvement solutions, Beko aims to be the official partner of the everyday by addressing the many needs of our customers,” said Dyeun Zapanta, Beko Philippines Sales, and Marketing Head. “Our innovative technologies are a result of our understanding of the needs of today’s consumers.”

Beko Philippines, on its second year, strengthens further its local presence. Since 2015, the company already doubled its distribution and tripled its sales through an enhanced and domineering product line that continuously meets the needs of the Filipino market.

To know more about Beko and Beko Philippines, like the Beko Philippines fan page (@BekoPH) or visit their website at www.beko.ph.

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About Beko Philippines

BEKO is one of the strongest and leading brands in the whitegoods sector in Europe and has been the fastest growing brand in the European market. Given that the brand sells every two seconds somewhere in the world, BEKO has always embraced the goal of “Being a World Brand.” BEKO has been the first choice of 280 million consumers in more than 100 countries by carrying on its Turkish market success all over the world.

Designed to make your life easier thanks to super-fast programs and energy saving technology – BEKO delivers exceptional value for money, providing smart, innovative and energy efficient home appliances. These factors, combined with an affordable and reliable proposition, make BEKO the brand of choice for today and the future.

BEKO is the international home appliances brand of the Arçelik Group and belongs to the Koç Holding – one of the largest companies in Europe, ranking among the first 250 on the Fortune Global 500 list. It is also the leading home appliances brand in Turkey, offering extensive and innovative ranges of both home appliances and consumer electronics. The Arçelik Group, with nearly 60 years of experience in the industry, is now a key player in the home appliance industry in Europe, Middle East, and Africa. With approximately 25,000 employees and 14 production facilities throughout the world, the Group provides products and services in over 130 countries with sales and marketing offices located in 25 countries and under 10 different brands.

Have You Considered a Wine Cooler for Your Home?

If you’re a wine enthusiast, installing a wine cooler in your home will provide the perfect place for wine storage. Wine coolers can be installed in a variety of areas, and they’re available in various sizes and prices. A wine cooler will protect your favorite wines, so you can enjoy them with friends and family whenever you like.

Choosing the Right Model

Wine coolers come in two different models, freestanding units and under-counter built-in units. Large, freestanding models can accommodate more wine storage, but they take up valuable floor space. They require at least four inches of clearance on all sides for proper venting. Under-counter models are much smaller, so they can be installed under cabinets or built into custom wine bars. Typically, under-counter models are more expensive because of their compact features. Depending on the size and model, they can be three to four times more expensive than freestanding models.

Wine coolers also come with single and dual zones. A dual zone model will let you to store both red and white wines in the cooler at two different temperatures. If you like to keep both red and white wines on hand for dinners and parties, a dual zone wine cooler is your best bet. Red and white wines must be stored at different temperatures for serving.

Choosing the Right Location

A freestanding model can be installed wherever you have the proper amount of space. A large model can be located in a kitchen, walk-in pantry, family room, or finished basement area. An under-counter model works best in a kitchen, dining area or customized wine bar. A typical under-counter wine cooler is about 20 inches from front to back, so it easily fits under kitchen counters and cabinets that are usually 24 to 30 inches deep and 36 inches high. If you install your cooler in a wall cabinet, create a custom toe kick that matches the the rest of your cabinets. If your cabinet has custom details like a granite countertop or decorative edging, make sure your cooler has the same details.

Before choosing a location, make sure there’s an electrical plug in close proximity. If not, you will need to install one. Be sure to check with the manufacturer of the wine cooler for required venting clearances. Improper venting clearances will cause improper cooling. If you have problems with your wine cooler, call a Miami sub zero wine cooler repair service.