Out on the Road: Auto Accidents Cause more than Physical Pain

The staggering medical bills are often the most obvious by-product of a serious car crash. Since victims of auto accidents must often spend weeks in the hospital and undergo multiple corrective surgeries, these initial expenses often exceed $100,000. Additional medical expenses, especially long-term convalescent recovery and physical rehabilitation, can be almost as costly.

Alas, these significant expenses account for only a portion of the damages which victims sustain in car crashes. Compensation is available for these and other losses, and a dedicated personal injury attorney is a victim’s best hope, and often only hope, for both justice and compensation. Your family deserves both.

Initial Stress

While victims recover from their injuries, their families usually experience severe financial distress. Just as the victim is not working and there is no money coming in, unexpected medical bills begin piling up. Most hospitals are not terribly patient and most health insurance companies do not cover injury-related expenses.

The insurance company knows that the walls are closing in. So, a representative often calls almost every day, pressuring the victim into a settlement. The offer always seems tempting. But most victims simply have no way to know whether or not the offer is fair.

In times like these, an attorney offers peace of mind. Your legal team evaluates the facts in the case, applies the proper legal theories, and takes other steps to determine a fair settlement value. Then, your attorney fights for fair compensation. While all these things are happening, the victim can simply concentrate on getting better.

Property Damage

Most insurance company lawyers contest the amount of medical bills and associated non-economic damages, such as pain and suffering. However, the property damage portion is usually rather easy to resolve. That’s assuming, of course, that liability is reasonably clear. If that is the case, insurance companies have a legal duty to write checks quickly, in most situations.

An attorney works hard to expedite this part of the process. Your vehicle is repaired or replaced as quickly as possible. In the meantime, your attorney can arrange for a rental vehicle or other alternate form of transportation. Very quickly, most victims have permanent transportation for their families. That takes a very large item off the to-do list and gives victims some additional peace of mind.

Lingering Intangible Injuries

Even after the victim is discharged from medical treatment, the physical and emotional scars from the accident remain. Many times, these scars are permanent. An attorney can secure fair compensation for items like:

  • Loss of enjoyment in life,
  • Emotional distress, and
  • Loss of consortium (companionship and contribution to household work).

 

In some cases, victims may be eligible for compensation even if they suffered no physical injury. For example, if Mom and Dad are uninjured in a car wreck but their child is hurt, Mom and Dad are entitled to damages. Most South Carolina courts expand the zone of danger rule in these cases to account for the extreme duress that the parents must endure.

To receive full and fair compensation for all your economic and non-economic car crash damages, contact an experienced attorney today.

Tips for Setting Up a Saltwater Aquarium

When you walk through a pet store, do you admire the tanks of butterflyfish, tangs, chalk bass and other saltwater fish? If you’re thinking about starting a saltwater aquarium, there are some things to consider before choosing its saltwater occupants.

The Size of the Aquarium

The size of the aquarium you select depends upon the type of fish you want to put into it. For instance, some types of butterfly fish need an aquarium holding at least 75 gallons of water. If you get more than one butterfly fish, then you would need to get a larger aquarium, so they have enough space to get away from one another. Read up on the type of saltwater fish you want to get to determine what size aquarium you need.

Compatibility of Your Fish

Some fish have aggressive personalities while others are passive. It makes sense to research the temperament of the fish you want to buy before going to the store. For instance, it wouldn’t be advisable to pair an angelfish with a few yellow striped cardinalfish. Why? Because yellow striped cardinalfish are non-aggressive. Angelfish are aggressive and will likely bother these peaceful fish throughout the day. The bottom line is to take the time to research your fish options to make sure you’re not mixing aggressive fish with peaceful ones.

Aquarium Décor

Deciding on your aquarium’s décor is one of the most creative parts of starting an aquarium of saltwater fish. Sometimes it’s a good idea to choose décor that will highlight colors in your fish. For instance, if you decide to get a yellow tang for your aquarium, you may want to get rocks in a dark color such as purple or gray. The rocks will serve as an excellent backdrop for your brightly colored fish! Other items of aquarium décor to consider include an ocean scene to stick on the back of your tank, lighting that highlights the colors of your fish, decorative rocks and real plants.

Food

Of course, it’s best to have food ready for your saltwater fish before you bring them home. Once again, some fish need a certain diet to keep their fins and scales in good, healthy condition. When you shop for fish food online it’s best to take the time to read labels to see if the food contains the nutrients your fish need to maintain their health.

Temperature

The water in a saltwater aquarium must be monitored for the health and well-being of your fish. The ideal temperature for the water in a saltwater fish tank falls within the range of 78 to 82 degrees Fahrenheit. In order to keep the water in this temperature range, you can purchase a water heater with a thermometer that lets you know if the water is warm enough for your fish.

Lastly, the most important thing to remember is to make a plan for your saltwater aquarium and make a list of the items you need. Purchasing the fish should be the last step in the process. Your saltwater fish are more likely to survive the stress of coming home with you if everything is ready for them when they arrive.

Signs Your Furnace Needs to be Repaired

When your furnace breaks down in the middle of winter, it can be a major inconvenience. Oftentimes, your furnace will display certain signs that indicate it’s headed toward failure and needs to be repaired. If you spot any of these indications, it’s best to call a professional as soon as possible, so you can keep your furnace running smoothly.

It Runs Constantly

Normally, a furnace will turn on and off throughout the day. If your furnace is no longer working efficiently, it may struggle to keep your home at the temperature you have set on your thermostat. This can lead it to run non-stop day and night. A number of things could be causing this problem, including a dirty air filter, so it’s best to allow a professional HVAC technician to diagnose the problem.

It Makes Loud Noises

Furnaces usually make noise when turning on. If the type of noise you hear changes, however, it’s a good indication that you need to have repair work done. Loud clanking, grinding, or banging noises may be a sign that your furnace is about to fail completely, leaving you without heat.

Your Utility Bill Rises Unexpectedly

As a homeowner, you probably expect your heating bill to rise during the winter months. However, if our bill goes up suddenly and dramatically, it could indicate that something is wrong with your furnace. As your system ages, it may begin running less efficiently, meaning that it needs to work harder to heat your home. Skyrocketing bills could also be caused by your furnace turning on and off frequently.

It’s Not Blowing Hot Air

If your furnace is blowing out cold air out or no air at all, it’s probably a sign of a mechanical problem. There could be something wrong with a fan or belt. Many homeowners only discover this kind of issue when cold weather hits and they need to turn on the system for the first time. For this reason, it’s important to test your furnace while the weather is still warm, so you have time to hire an HVAC technician if you need service.

Issues with furnaces aren’t always easy to diagnose. When searching for furnace repair Chantilly VA, choose a company like Cool Factory that employs qualified technicians. A skilled professional will be able to get your furnace running efficiently again.

The Best Fitness Move for Any Mom on the Go

Between hauling kids and groceries, picking up after almost everyone in the household and all the million other things moms do, there’s often not much time to focus on fitness. Many of these activities may give our upper-bodies – or at least our biceps – a boost, but what about the rest? There’s one fitness move that provides advantages for the core, balance, hips thighs and buttocks: squats. Read on to find out more about the benefits of squats and how you can easily do them wherever you are and however busy your schedule is.

Benefits of Squats

The simple squat can be done almost anywhere, any time. It doesn’t need any special equipment, and this one little exercise works 200 different muscles. It’s also a great low-impact cardio move. From descent to ascent, the movement is designed to activate the three largest muscle groups in the right order and improve flexibility in the knee, hip and ankle joints.

This targeted fitness move is so effective, you don’t have to do many to get results in a very short time. Because it’s a weight-bearing exercise, meaning you’re using your own body weight as leverage, it gives you some of the benefits of weight-training. Weight-training is one of the most beneficial workouts, especially as we get older. It helps retain lean muscle mass and strengthens bones to ward off osteoporosis. Squats can help you do the same thing without stepping into a gym.

Form is Everything

You may know squats from your fitness video or class, but did you realize how much variety and benefit comes from this one simple move when it’s done right? There are three components to the perfect squat, and all variations start from there:

Center of gravity line (CoGL) – this is the optimal starting position to ensure proper alignment and balance from start to finish. Your knees should never extend beyond your toes at any point during execution, and your back should remain straight, with your head up and face forward.

Hip flexion – refers to the hinge function of the hips and their placement at each point of the movement. With the CoGL in mind, most of the bend should be at the hip, without the pressure on the knees that causes so many problems. To get it done properly, push your bottom back as you bend, using the hip flexion, as if your trying to sit down.

Proper heel pressure – all of the weight should be in your heels, not on the balls of your feet. With the proper heel pressure and weight distribution, your balance will be better, and you’ll really feel the burn in the places that need it the most.

Squat Variations

The basic squat is just descent/ascent, with arms straight out in front of you. It only takes 30 reps, 4 – 5 days a week, and you can go on about your day. However, if you want to avoid the plateau effect or just change things up once in a while, you can try some variations.

  • instead of just holding your arms straight out in front, hold some weights, either light dumbbells or a disc
  • try placing your hands behind your head, elbows straight out to the side; make sure to retain your form and balance
  • on the descent, slide one leg out to the side, toe pointed; switch legs with each rep

3 Reasons to Regularly Visit Your Dentist

The health of your mouth is important. If you are at risk for gum disease, oral cancer or prone to cavities, your dentist is trained to diagnose and alert you to their progress. A brooklyn ny dentist, for example, will run a series of visual tests and x-rays to determine your current overall oral health. Dental technology continues to make advancements, so if you are someone who requires extra accommodations during your visit, you will probably find that your dentist can extend them to you.

Here are three reasons why you should regularly visit your dentist.

Prevention

First and foremost, keeping up with bi-annual dental appointments is about preventing potentially painful and expensive dental work later. As your dentist visually examines the health of your teeth, gums and mouth, any obvious issues, like cavities, can be addressed immediately. X-rays catch what is happening in your mouth beneath the surface. If the possibility that a root canal could be brewing, your dentist may be able to circumvent the problem before it gets worse. If a cavity is so deep that a filing alone will not solve the issue, a portion of your tooth may be salvageable with a crown.

Cleanings

Visiting your dentist twice a year means that at least two times a year, your teeth will be thoroughly cleaned. Your job is then to maintain that cleanliness at home by brushing, rinsing and flossing. The dental hygienist has a better view of your teeth and gums. For this reason, this professional will be able to scrape plaque in crevices and blind-spots you cannot reach. Professional cleanings prevent build-up on your teeth that leads to gum disease, cavities or worse.

Cosmetic

Maybe you are not 100% satisfied with your smile, and you have considered cosmetic dental procedures to improve its whiteness, look or shape. Dental technology continues to improve. Once upon a time, dental filings were gray. Today, they are matched to your tooth’s color. Improvement in dental technology and procedures means that prices drop as time passes. By keeping up with your dental appointments, your dentist can keep you abreast of new procedures that may interest you. More importantly, they may be more affordable, too.

The overall health of your mouth should rank high on your priority list. Prevention, cleanings and cosmetic issues are three reasons why you should regularly visit your dentist.