Investment Options for Moms

If you’re a stay-at-home mom like I am, you’re most likely often thinking not only of how to budget hubby’s monthly income but also how to grow your family’s saving as well. Most of us are content in placing what little we could save each month in a saving account. But with the high inflation rate and low bank interest rates, I’m thinking it’ll be wiser to invest in gold coins and precious stones. Jewelry appreciates in value through time so investing in them isn’t just for the sake of vanity. Make sure you keep track of any investments you do make with IPS, as it can be easy to forget what your portfolio consists of over time.

Not all of us are financially savvy nor do we have huge sums of spare cash we could risk investing. So, it’s good to know that there are options, other than a savings account, we could choose to grow our funds. If you’d like to know how investing will make your retirement better, then you could click on the link for more info. You might think that you are too young to be thinking about retiring, but it’s never too early to start planning for a time when you are no longer able to earn an income. Real estate investment is a way to make money as well as an enjoyable hobby, look at this investing in turnkey real estate guide to see if you can find any bargains.

One of the best options are treasury bills. They are very safe investments as they are government issued and you are secured of getting your money and whatever interest it may have earned no matter what happens. With 5,000 pesos, you can already invest in a Philippine Retail Treasury Bond which definitely yields more than a savings account.

Another option would be investing in mutual funds. There are many types of mutual funds you can invest in depending on how much you want to invest and how much risk you are willing to take. There are also many mutual fund companies you can choose from and you could even look into reit empfehlung if that takes your fancy. Be sure to choose one that is reputable and that has a great track record. Now, if you are unsure which mutual fund company is best for you, you may also ask your current savings bank as they do most likely offer UITFs (Unit Investment Trust Funds). These are similar to mutual funds and yield higher interest than regular savings accounts.